Fees

 What are the account fees?

 

  • With i-Stock, there are no account fees or hidden fees.

 

What are the investment charges?

 

  • The investment charges will depend on your chosen investment fund. These charges are reflected in your portfolio value so what you see is what you get. Please refer to the Key Investor Information Document (KIID) for your chosen investment fund for further detail on charges.

 

Is there a fee to close my account?

 

  • There is no fee to close your account.

 

Is there a fee to deposit/withdraw money?

 

  • There is no fee to deposit or withdraw money.

 

What are the Income Tax allowances and bands?

 

  • The current tax year runs from 6 April 2019 to 5 April 2020 and the rates are as follows1:

 

Band

Taxable income

Tax rate

Personal Allowance

Up to £12,500

0%

Basic rate

£12,501 to £50,000

20%

Higher rate

£50,001 to £150,000

40%

Additional rate

over £150,000

45%

 

 

What are the Capital Gains Tax (CGT) allowances and rates?2

 

  • The CGT annual allowance is £12,000, with £6,000 allocated for trusts.
  • Basic rate tax payers will pay CGT at the rate of 10% Trustees and higher rate tax payers will pay CGT at the rate of 20%.

Do Income Tax and Capital Gains Tax apply to both an ISA and GIA?

 

  • No. All gains made in an ISA are exempt from Income Tax and Capital Gains Tax.
  • Any gains made in a GIA may be subject to Income Tax or Capital Gains Tax, and this will depend on your individual circumstances.

1 HMRC – Income Tax Rates

2 HMRC – Capital Gains Tax

i-stock

This website is for information purposes only. i-stock does not provide financial advice and an account can only be opened via the i-stock app which is available below.

i-stock Apple app download
i-stock PWA app download
i-stock Android app download

 

Opening an Account

When creating an i-stock account via the app, you will be asked to acknowledge that you have read, and accept, our Terms & Conditions, Privacy Policy, and the Key Features document for your chosen product (ISA or GIA). You will also be asked to confirm you have not received financial advice from i-stock.

Making a Deposit

When making a deposit, you will be asked to acknowledge that you have read the Key Investor Information Document (KIID) and been presented with the Brochure, Prospectus and Supplement for your chosen investment fund. All of these documents, for each of the available options, can be found on our Investment Fund Options page. You will also be asked to confirm you wish to proceed with your deposit and that you have not received financial advice from i-stock.

 

 

 

If you require any further information, you should find most answers in our FAQs, otherwise please feel free to contact the i-stock helpdesk. Alternatively, you can send us a message below.

By completing the form below you voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements

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i-stock is a trading style of Tavistock Wealth Limited which is authorised and regulated by the Financial Conduct Authority, FCA No: 568089. Registered in England and Wales. Registered O­ffice: 1 Bracknell Beeches, Old Bracknell Lane, Bracknell RG12 7BW, Company Number 07805960. Tavistock Wealth Limited is a wholly owned subsidiary of Tavistock Investments Plc. The product provider for the i-stock ISA and GIA is Gaudi Regulated Services Limited which is authorised and regulated by the Financial Conduct Authority, FCA No: 488015. Registered in England and Wales. Registered office 2 Oakridge Office Park, Whaddon, Salisbury, SP5 3HT, Company Number 06638918.

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